Water damage restoration cost in St. Cloud: $3,820

St. Cloud against the other cities

The national water damage guide from Angi lists St. Cloud, MN at an average of $3,820, with jobs there running $1,880–$6,090. That is $48 below the $3,868 national average the same guide prints, close enough to call it a national-average market.

Of the 14 cities in the guide's table, St. Cloud ranks 10th by average cost. Reno sits just above at $4,150 and Miami just below at $3,500. The median of the listed city averages is $4,580, so St. Cloud is in the lower half.

In St. Cloud the high end of the range is 3.2 times the low end. That spread is ordinary for the table. The average sits near the middle of the range (46% of the way up).

What the St. Cloud average buys, as arithmetic on the guide's per-square-foot rates: about 1,091 sq ft of clean-water work at $3.50, 728 sq ft of gray water at $5.25, or 509 sq ft of black water, the category that includes sewage, at $7.50. The guide's rates are national; it does not print a separate per-square-foot rate for St. Cloud.

Minnesota is not one of the 5 jurisdictions whose mold licensing law this site has read (FL, TX, NY, LA and DC), so no state rule is shown here. That is not a finding that Minnesota has none; the state's licensing board is the place to ask.

For scale, the Insurance Information Institute reports an average homeowners water damage and freezing claim of $15,400 for 2019-2023. The St. Cloud average is 25% of that figure; claims include repairs and contents, not only drying.

Source: Angi, How Much Does Water Damage Restoration Cost? (updated Sep 11, 2026), city table; Insurance Information Institute, Facts + Statistics: Homeowners and renters insurance · last checked October 20, 2026. Angi's separate city pages are updated on their own schedule and can show different figures.